Terms of use

Plain-language terms for a pretend-money app.

Not a financial service

KidPlayMoney is an educational tracking tool. It does not hold, move, transmit or invest money. Balances, interest, chores rewards and stock trades in the app are pretend. Any real-world allowance is entirely between you and your kids.

Not investment advice

Stock prices shown are delayed public market data provided for educational play. Nothing in the app is a recommendation to buy or sell any security.

Your account

Grownup accounts must be created by an adult. You are responsible for who you share kid magic links and the family PIN with. Kid access is intentionally lightweight.

Acceptable use

Be kind. Do not attempt to access other families' data or disrupt the service.

Availability

We aim to keep the service up, but it is provided as-is without warranties. Scheduled payments may occasionally run late; they will catch up.

Changes

We may update these terms and will note the date below when we do.

Last updated September 2026.